
LAFCU and Legal Access Plans
"COLA," Los Angeles Federal Credit Union's (LAFCU) Credit Union Service
Organization, is pleased to refer "Legal Access Plans, L.L.C." (LAP), a
pre-paid discount legal services company. This service is available to
all LAFCU members. Even though LAFCU members are responsible for all
fees,
this plan provides a wide variety of services in many U.S. states. Use
LAP
for help with home-buying, child custody, child support, credit repair,
divorce, eviction, speeding tickets, tenants' rights, wills & trusts, or
other
legal issues. To enroll and use their services, please contact Legal
Access Plans
directly.
As with all referral services, LAFCU's "Notice of No Liability" applies,
which states: LAFCU is not responsible for the acts or omissions of any
company or person to whom a member is referred for services, products or
other purposes (referral information). As a courtesy to its members,
LAFCU accepts referral information from companies and persons. By offering
referral information to its members, LAFCU does not endorse, guarantee
or warrant any representations, services or products made or supplied by
such company or persons.
How to Enroll
Our Family Legal Access Plan covers you, your dependents and elder parents
for only $8.95 per month. You can enroll
online or call Legal Access Plans' Customer Service
Center at 1-800-562-2929 between the hours of 8:00am and 8:30pm Eastern
Time. You may enroll using your LAFCU Visa credit card, or LAFCU checking account for automatic monthly or annual deductions.
Consultation & Referral
Your free consultation benefit covers up to thirty (30) minutes either in
the Plan Attorney's office or over the phone. The number of consultations
is
unlimited, except that each one must be on a different legal matter.
Consultations are provided by the local Plan Attorney who is determined to
be the best match for your needs by your Personal Access Specialist
(PAS).Your PAS may ask a number of background questions to determine your
needs.
Next, your PAS will get in contact with one or more Plan Attorneys in the
area to confirm availability, check for conflicts and be sure the matter
falls within their practice area. This sometimes causes a slight delay in
a referral, but you can be sure that when you call the Plan Law Firm you
will not be informed that the attorney is out of town for three weeks,
does
not handle your type of matter or is the attorney for the "other side."
Because we are very selective in choosing attorneys for our Plan, we do
not
have "hundreds" of attorneys in any given city. The Plan Attorney you will
be referred to will be within 23 miles, with an occasional exception for
rural areas. While this may seem far, it is likely that you will not have
to
go into the attorney's office more than two or three times for a lengthy
case, usually only once for a simple case and most matters (92%) can be
handled over the phone. All matters that go beyond the free consultation
will be billed by the Plan Attorney at a discounted rate of up to 25% off.
Document Review
This benefit is available up to three times each year and can be used for
documents that total six pages or less. If you wish to utilize this
benefit
you MUST request it when calling our Customer Service Center for the
initial
referral. This benefit must be authorized prior to calling the Plan
Attorney. If you decide after you have already received a referral that
you
need to utilize this benefit, you must call our Customer Service Center
first. Plan Attorneys may not provide this service without authorization.
Letter & Phone Calls
If you and your attorney agree that such resolution will likely resolve
your
matter, you are entitled to have a phone call or a letter made by your
Plan
Attorney. This benefit is available up to three times each year. If you
wish
to utilize this benefit you MUST request it when calling our Customer
Service Center for the initial referral. This benefit must be authorized
prior to calling the Plan Attorney. If you decide after you have already
received a referral that you need to utilize this benefit, you must call
our
Customer Service Center first. Plan Attorneys may not provide this service
without authorization.
Simple Will
What constitutes a Simple Will varies by state, so it is difficult to give
parameters into which your will must fall in order to be covered. This
benefit is
provided by completing a Will questionnaire which will be reviewed by a
local Plan Attorney. You will have the option to include additional
information with your basic Will questionnaire and have the Plan Attorney
review your situation and make recommendations for other documents that
may
be helpful. From the time we receive your Will kit there is typically a
four
to six week turnaround time for your Will to be completed. Please note
that
there is a three (3) month waiting period from the date of enrollment
before
this benefit is available. |